Vay vốn ngân hàng. Vay vốn thế chấp nhà đất Lãi suất ưu đãi từ 7,2%/năm. Thời gian vay vốn lên đến 15 năm. Vay lên tới 70 – 80% giá trị. Dịch vụ cho vay thế chấp nhà tại Ngân hàng giúp bạn thực hiện những kế hoạch cũng như nhu cầu của bản thân.

 Khi bạn đang sở hữu một căn nhà, cũng đồng nghĩa với việc tiền mặt của bạn đã chuyển thể thành tài sản. Vậy bạn hoàn toàn có thể nhờ vào nguồn tài sản đó để kiếm được lợi ích từ nó. Dịch vụ cho vay thế chấp nhà tại Ngân hàng giúp bạn thực hiện những kế hoạch cũng như nhu cầu của bản thân.

Điều kiện vay thế chấp

Khác hàng không quá 45 tuổi có nhu cầu vay vốn để mua hoặc bù đắp tiền đã mua nhà ở, đất ở, nhà để ở kết hợp cho thuê.
Có lịch sử vay trả nợ tốt (trong trường hợp đã từng vay vốn tại bất kỳ Ngân hàng nào)
Đạt chuẩn xếp hạng tín dụng của Vietcombank theo quy định của sản phẩm

Đặc điểm tiện ích khi vay thế chấp:

– Hạn mức cho vay: Tối đa là 70% giá trị căn hộ theo Hợp đồng mua bán đối với các khoản vay thế chấp bằng chính căn hộ và 90% giá trị căn hộ theo Hợp đồng mua bán đối với các khoản vay thế chấp bằng bất động sản khác.
– Thời gian hoàn trả khoản vay lên đến 15 năm.
– Phương thức trả nợ: Gốc trả hàng tháng/quý, lãi trả hàng tháng, lãi vay tính trên dư nợ vay và số ngày vay thực tế.
– Thủ tục cho vay nhanh chóng, thuận tiện

Thủ tục vay thế chấp:

Vay thế chấp

– Giấy đề nghị vay mua nhà đất thế chấp bằng sổ đỏ.
– Hồ sơ cá nhân: Bản sao giấy CMND/hộ khẩu/tạm trú KT3.
– Hồ sơ phương án sử dụng vốn vay hợp pháp: hợp đồng mua nhà đất, mua căn hộ; giấy biên nhận tiền mua bán nhà,…
– Hồ sơ chứng minh khả năng tài chính: Bảng lương 3 tháng gần nhất, thống kê tài chính cá nhân,…
– Hồ sơ tài sản thế chấp đảm bảo cho vốn vay.

Hỗ trợ vay tiền ngân hàng

Ms LIÊN: 0947 058 766 0943 136 168
Zalo: 0947 058 766

79 Thoughts to “VAY THẾ CHẤP NHÀ ĐẤT”

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